Information We Collect:
We collect information about you to quote certain insurance policies for you and to provide you with requested insurance products or services. Depending on the insurance product or service, we collect this information from some or all of the following sources:
PERSONAL INFORMATION: You provide this information to us through our online forms, via email, or to our agents over the phone. We may also obtain it from directories, public records, and other outside public sources. A non-exhaustive list of application information includes your name, address, phone number, driver’s license number, social security number, date of birth, gender, marital status, occupation, vehicle type and usage information, and information about other drivers and your household composition.
CONSUMER REPORT INFORMATION: we obtain this information through consumer reporting agencies. It includes your driving record or motor vehicle records (MVRs), claims history (CLUE reports), insurance history, and credit report information. This information is kept by the consumer reporting agencies, and disclosed by them to others as permitted by law.
FILE INFORMATION : this is information about your interactions with us, our agents, or employees. It includes information about bound coverage, your policies, your coverages, limits, rates, payment history, claims history, and the nature and content of communications you have had with us.
How We Use Your Information:
We use your information to provide you with quotes, to bind coverage when requested, to provide information about our insurance products, and to provide and/or improve the service we provide for the policies for which we are the agent of record.
Use is restricted to our agents and employees and to the insurance carriers with whom we are quoting you. We never send emails to you unless you request a particular service or consent to being contacted by email.
We do not rent, sell, or share information about you with nonaffiliated companies except to provide products or services you have quested and with your permission. We provide information to insurance carriers to provide you with these products or services. Such carriers are our trusted partners who work with us under confidentiality agreements, and while they may use your PERSONAL INFORMATION to communicate offers and other information to you, they do not have an independent right to rent, sell, or share your PERSONAL INFORMATION.
We may also provide your PERSONAL INFORMATION in response to subpoenas, court orders, or to defend against legal claims.
We use our best efforts to ensure the security of PERSONAL INFORMATION submitted by users through this website. When information is collected through this website, it is stored in a secured area. However, we disclaim liability for all breaches by third parties and for errors in transmission.